Desiderata
A little perspective
on things.
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CountyRealty
Steve Freeman
Broker,
Owner, REALTOR
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Mortgage
Application: Here are
typical information requests made by lenders in order to qualify
you for a mortgage. Some programs require more information,
others less. If you can provide as much of this
information as you can, right from the start, arranging your
mortgage financing will be much easier. There is NO BENEFIT in
waiting. Contact your favorite lender and ask if there are any
special documents they desire as part of the application
process. Many Sellers today require that buyers be pre-approved
for a mortgage before granting approval for property
viewings. |
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Documents
Needed:
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If
you have Divorced or filed for Bankruptcy, additional
information may be required; such as: |
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Valid
driver's license or govt ID card |
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Copy
of Divorce Decree |
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Most recent
paystubs for all applicants |
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Proof
of alimony paid or received |
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Two most
recent years' W-2 for all applicants |
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Bankruptcy
documents - copy of Discharge papers |
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If
self-employed, two most recent years' personal federal tax returns with
ALL schedules |
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If business
owned, two most recent years' business federal tax returns with ALL
schedules, including K-1's |
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Credit
Card May Be Required to Order Appraisal |
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Most recent
prior 2 months of bank statements with ALL pages from checking, savings, and other asset
accounts such as 401(k), stocks, etc. |
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Contact
lender for information needed. |
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Copy of tax
returns if there are Schedules C, E, or F |
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Copy of
College Transcripts |
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Copy of
Accepted Offer with all Addenda |
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Copy
of Employment Contract |
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Information
on all gifted funds |
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Copy of
marriage license |
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I,
Steve Freeman, am a licensed and very independent real estate broker in
Indiana. I only work with rational human beings. I've been serving Jackson County Indiana exclusively
since 1995. In 2000 I earned the prestigious Jackson County REALTOR of the Year
Award. I am a member of the National Association of REALTORS (NAR); the Indiana
Association of REALTORS
(IAR); the Jackson County
Board of REALTORS Multiple Listing Service (MLS); Jackson County
Landlord Association; First United Methodist Church; Seymour Evening
Lions Club, and the National Rifle Association.
CountyRealty.Com
is wholly owned by Steve Freeman ©2000-INFINITY; All Rights
Reserved. CountyRealty is committed to the letter and spirit of the US
policy for the achievement of equal housing opportunity throughout the
nation. CountyRealty encourages and supports affirmative advertising and
marketing programs in which there are no barriers to obtaining housing
because of race, color, religion, sex, handicap, familial status or
national origin.
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Steve Freeman, Owner
1790 N Co Rd 180 E
Brownstown, IN 47220
Cell/Text: 812-528-0976
Steve@CountyRealty.com
BY APPOINTMENT ONLY
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